Best-selling author, speaker, and Ramsey Personality Anthony O'Neal grew up in a highly spiritual church and family environment. Yet a lack of financial education and bad mistakes as a college student left him homeless and hitting rock bottom at 19 years of age. As a result, he's now passionate about financial literacy, and is celebrating the release of his latest book “Debt-Free Degree: The Step by Step Guide to Getting Your Kid Through College Without Student Loans.”

During this episode, Anthony shares how he went from homeless to homeowner, and how ditching debt set him up for a lifestyle of generosity.

Hear Anthony touch on the following topics:
• The importance of knowing your "why" when getting out of debt
• Why the church should prioritize financial education
• How cross-cultural relationships promote creativity